ZephyrhillsTitle Company & Closing Services

Zephyrhills is home to one of Florida's most recognized natural spring water sources and a growing residential base.

Quick Answer

The promulgated owner's title insurance premium at Zephyrhills's median price of $300,000 is $1,575. In Pasco County, the sellercustomarily pays for the owner's title policy. Florida title insurance rates are set by the state, so the premium is the same at every title company.

Zephyrhills Closing Costs at a Glance

Item	Amount	Paid By
Owner's Title Premium	$1,575	Seller
Deed Documentary Stamps	$2,100	Seller
Deed Stamp Rate	$0.70 per $100 of sale price	Seller
Simultaneous Lender's Policy	$25 flat	Buyer
Note Doc Stamps (on loan)	$0.35 per $100	Buyer
Intangible Tax (on loan)	0.2% of loan amount	Buyer

Amounts shown are based on Zephyrhills's approximate median home price of $300,000. Actual costs depend on your specific transaction. Calculate your exact closing costs.

Calculate Your Closing Costs

Every transaction is different. Use our free tools to get a personalized estimate for your Zephyrhills closing:

Closing Cost Calculator Doc Stamp Calculator

Pasco County Closing Cost Note

Pasco County uses Florida's standard deed documentary stamp rate of $0.70 per $100 of the sale price. The sellercustomarily pays the owner's title insurance premium, though this can be negotiated. Florida law requires promulgated rates for title insurance, meaning the premium is identical at every licensed title company in the state.

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Zephyrhills Title Insurance FAQ

Frequently Asked Questions

At Zephyrhills's approximate median home price of $300,000, the owner's title insurance premium is $1,575. Florida title premiums are promulgated (set by the state), so the rate is the same at every title company. The seller customarily pays this cost in Pasco County.

In Zephyrhills (Pasco County), the seller customarily pays for the owner's title insurance policy. This is a local custom and can be negotiated in the purchase contract. Coastal Collective Title can walk you through the process regardless of how costs are split.

Typical buyer closing costs in Zephyrhills include the lender's title premium ($25 when issued simultaneously), deed recording fees, note documentary stamps ($0.35 per $100 of loan), intangible tax (0.2% of loan amount), and the settlement fee. Use our free closing cost calculator for an estimate based on your specific purchase price.

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